Budget index

Family home budgets by city.

Price-point guides from public sample reports: monthly cost, salary stress, neighborhoods in reach, and the buying discipline needed before making offers.

Austin, TX

City guide
Comfort bullseye

$1.3M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Comfort stretch

$1.5M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$1.65M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

SF Bay Area

City guide
Comfort bullseye

$1.7M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Walking-around budget

$1.85M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$2.0M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Boston metro

City guide
Comfort bullseye

$1,200,000

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Walking-around budget

$1,350,000

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$1,500,000

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

New York metro

City guide
Comfort bullseye

$1.5M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Stretch

$1.7M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$1.9M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Los Angeles

City guide
Comfort bullseye

$1.65M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Stretch / declared ceiling

$1.85M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard NO

$2.05M+

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Chicago

City guide
Bullseye

$750,000

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Comfort

$850,000

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$900,000

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Dallas–Fort Worth

City guide
Comfort bullseye

$675k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Stated ceiling

$750k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling (only if perfect)

$825k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Houston

City guide
Comfort bullseye

$575k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Stated budget

$650k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$725k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Atlanta

City guide
Comfort bullseye

$625k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Comfort stretch (stated budget)

$700k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$775k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Washington, DC metro

City guide
Comfort bullseye

$1.05M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Budget target

$1.20M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$1.35M

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Philadelphia

City guide
Comfort bullseye

$675k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Stated budget

$750k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$825k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Miami / South Florida

City guide
Comfort bullseye

$800k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$900k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Walk-away

$1.0M+

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Phoenix

City guide
Comfort bullseye

$625k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Comfort stretch

$700k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.

Hard ceiling

$775k

What this budget means for family neighborhoods, schools, monthly cost, and offer discipline.